This model invests in all-cap Australian equities and managed funds. The focus is on asset allocation to a majority of growth assets (Australian and international equities) with a small exposure to defensive (fixed income, fixed interest, alternatives / property / infrastructure) assets that match to a High Growth investor risk profile. The model employs an active asset allocation approach, seeking to tilt the model to asset classes that exhibit the desirable return characteristics whilst balancing overall model risk.

The investment process is multi-faceted and focuses primarily on intensive bottom-up research to identify quality investments that are attractively priced and offer an appropriately compensated risk-reward relationship. This bottom-up research is supplemented by top-down macroeconomic views.

Risk management and capital preservation are key themes underlying the portfolio construction, in accordance with Clime’s investment methodology. The aim is to reduce asset specific risk and produce consistent and replicable returns.